Individual Insurance

Your life changes through the years and your insurance needs to keep pace. The law has changed and you need to comply. That’s why Oliver Insurance Agency provides individuals with the advice and consultation they need to ensure that their health insurance fits their budget, their needs, and the requirements of the Affordable Care Act (ACA).

The ACA has made the insurance market incredibly complicated.

• Shopping merely by price may shortchange your coverage, exposing you to costly healthcare insurance gaps.
  
• Conversely, buying according to a list of coverage needs may end up costing more than you can afford.
  

That’s where Oliver Insurance Agency professionals step in to help you find the right-size health insurance for your needs at the right price for your budget. We help you find the best health insurance coverage money can buy.

• You may be self-employed or work for a small company that doesn’t offer health insurance.
  
• You may be a student, parent or looking to retire in the near future.
  
• You may need health insurance, life insurance, and disability coverage.
  

Regardless of your life situation, we will find the coverage you need and help you understand the details of the coverage.

Oliver Insurance Agency is your partner. We will help you think through and then make these important choices. What is best for your particular health insurance coverage?

• Higher premium cost and lower deductibles
  
• Lower premium cost and higher deductibles
  
• Premiums that provide coverage for specialty needs and chronic disease.
  

Our experts will help you decide what annual deductible level is affordable and how to balance that with the coverage you need.

You have protection, and a partner that answers the phone when you have questions. That’s the Oliver Insurance Agency Promise.

Coverage available through the ACA Health Insurance Marketplace can be confusing and may not offer the options that you seek. Oliver Insurance Agency knows all the intricate details of insurance coverage that is available through the ACA. In other words, our experts will research every health insurance option offered in the state to find the best coverage for your specific needs- at the lowest price possible. To read more about coverage under the ACA, click here.

You shouldn’t have to wait to access information you need. Oliver Insurance Agency clients can access the most up-to-date information on the Affordable Care Act on our website and send questions directly to the experts on our staff.

We offer individuals:

• Health Insurance
  
• Dental Insurance
  
• Vision Insurance
  
• Life Insurance
  
• Short and Long-term Disability
  
• Long-term Care Insurance